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14 Motivational Movies Based On True Stories

14 Motivational Movies Based On True Stories

Are you ready to be inspired? I have created a list of 14 inspirational and motivational movies based on true stories which may help you in introducing to the world’s most amazing people, who broke all the rules and lived on their own terms, people who never gave up and were pure genius.

1A Beautiful Mind (2001)

The movie tells a story about mathematics genius and Nobel laureate John Nash who struggle with the terrible illness of schizophrenia, which began to effect him while a student at Princeton in the early 1950s. He made a great discovery very early in his life and was about to be internationally recognized. But suddenly he gets on a path which takes him to a self-discovery journey, which is painful and harrowing.

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How to Deal with Confrontation

How to Deal with Confrontation

Confrontations are sometimes unavoidable: neighbors play loud music, work colleagues make unreasonable demands, and people sell you things that don’t work. Sooner or later everyone must learn to cope.

1. Know that you are in the right.

You must be sure of your ground. For example, if your neighbors’ son has an 18th birthday party, you need to make allowances. There may be a little noise, but that isn’t such a big deal; after all, he will only turn 18 once. However, if the noise continues until 2 a.m., and you have to be up for work, your annoyance is justified.

2. Be calm and assertive.

During a confrontation, people tend to be either passive or aggressive. Pushing, shoving, yelling, and cursing are not helpful. Far from demonstrating confidence and power, such behaviors often reveal insecurity and fear. Truly confident people have no need to shout or bully. So keep your voice clear and strong but calm and level. You could even practice this at home. Learn to project your voice by reading out loud. If you are anticipating a confrontation, rehearse what you are going to say in front of a mirror. Above all, stay calm. Calmness implies strength.

3. Watch your body language.

A frightened individual will look at the ground and hunch his shoulders; an aggressive person will try and intimidate by bumping chests, staring fiercely into the other person’s eyes, and clenching his fists. Instead, keep your shoulders back and your chin up. Be neither intimidated nor intimidating.

4. Avoid using the second person. 

In other words, do not keep saying “you.” For example, if your neighbor lets their dogs out late at night, allowing them to bark and wake you up, do not confront them with the words “you always let your dogs out after dark; they bark and wake everyone up. What do you think you are doing!?” Instead say, “I haven’t been able to sleep lately because your dogs wake me up.” If you use the word “you,” the other person will become defensive and emotional, and will stop listening to what you are saying.

5. Work on your communication skills.

Confronting someone does no good unless they fully understand your problem. Some people yell and threaten without ever explaining what is wrong. So try to explain how their actions are affecting you in a clear, simple manner.

6. Never say more than you need to.

This is crucial in any confrontation. Once you have made your position clear, add no more.

Imagine the family who live opposite you are throwing a party on a Sunday night. You have young children, and the loud music and raised voices are keeping you awake, so you decide to confront them. First, be assured you are right to do so. The noise is keeping you and your children awake, which is unreasonable. Knock on the door firmly, but not loudly. Keep your voice calm and strong, and stand with your chin up and your shoulders back. Don’t use the second person, but make the problem clear; maintain eye contact while you say firmly and clearly, “I can’t sleep and neither can my children.” You don’t need to add more. Why should you? You haven’t done anything wrong.

No matter what age you are, you will have to deal with confrontation. And you are never too old to learn how. – Allnatt

Can You Really Balance Your Love Life And Your Career?

Can You Really Balance Your Love Life And Your Career?

Managing your career is already hard enough. Throw a relationship into the mix and you start pulling out your hairs because you feel stressed already. It sounds really tempting to skip work and go on a fun filled date with your beau but on the other hand, you can’t sacrifice your career goals simply because you want a strong relationship with your man. The good news is that you are not the only woman who’s been in such a situation. Even better news is that it’s entirely possible to manage your career and your love life.

Quick fact: People in successful relationships make more money, are healthier, live longer and get more promotions than single people do.

So how exactly can you balance your relationship and your career without compromising any of them?

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Real Self-Confidence

Real Self-Confidence

Would you like to have real self-confidence?  I’m talking about the kind of confidence that is rooted so deep it is literally unshakable.  I’m talking about the kind of confidence you see in a mother when she needs to protect her infant.  There’s no self-doubt or bashfulness.  Her actions flow from a place of certainty.  Emotions may be present, but they do not run the show.  Her mind remains resolutely focused on the goal.  You can’t pull rank on her and she doesn’t care how big you are or what kind of car you drive.

What if you could have that kind of confidence when you approach the dating scene?  Not the fierce part, but the confident, secure part.  That kind of confidence comes from knowing with certainty what you want.  That kind of certainty comes from having a solid plan and no hesitation to take action when you see the openings you know to look for.

Wouldn’t it feel great?  Wouldn’t you love to have an unshakable sense of purpose, identity and direction when it comes to meeting and interacting with men?  I’d like you to have that confidence and I have a few tips to move you in that direction.

Always start with you.

If you are absolutely sure of what you want, you won’t feel nervous about making relationship decisions.  The more certain you become about what you want in a relationship and a man, the more confidence you will feel about setting boundaries, asking for what you want, or pursuing someone who might or might not reciprocate your interest.

Embrace “Failure”

Letting go of fear becomes easier when you accept “failure” as a valuable strategy.    Dorothea Brande has been quoted for her famous statement on the best method to achieve success, “Act as though it is impossible to fail.”  Combine this with the wisdom of T.J. Watson, the president of IBM.  “Would you like the formula for success?” Watson asks. “Double your rate of failure.”

How can you succeed by failing more often?  Many successful people swear by this method.  If you are always cautious and terrified of mistakes, you don’t try much and you don’t learn much.  People who are willing to fail embrace it and lose their fear of taking action in the process.

When it comes to dating…you will fail some of the time.  The only way to be highly confident when dating is to accept failure as a part of the dating process.  Don’t think of setbacks and letdowns as something terrible that needs to be controlled at all costs.  Instead, embrace failure as something natural that is “okay.”  Embracing this simple shift in your belief system can dramatically increase your confidence.

Always Know Your BATNA

BATNA stands for “best alternative to negotiated agreement.”  It’s a concept that has been extremely useful to me in many different areas of my life.  Basically, it’s about forming an unshakable sense of certainty when negotiating for what you want.

I wish it wasn’t the case, but the unfortunate truth is men often need to be told how to behave in relationships.  It’s like we men are kind of wild.  We’re not tame beasts.  We can love passionately, but sometimes we need a woman to compassionately explain what is and what is not okay, and to do so with the kind of certainty and steady gaze that lets us know she’s telling us how it is rather than “discussing emotions.”

Imagine you go to your landlord to complain about the broken stairway railing.  Knowing your BATNA before you start the conversation gives you a tremendous advantage (and boosts your confidence).  Let’s say you have nowhere else to live and know you can’t afford the other rental options in town.  In that case, your best alternative to getting him to agree to fix that railing might be to ignore it for a while.

On the other hand, you may have plenty of options for other rental situations.  In that case, your BATNA is clear.  If, after negotiating for a few minutes, he does not agree to have it fixed on his dime by next Friday, you tell him you are moving out at the end of the month.  Suddenly you have the upper hand in the negotiation.  You can afford to push the issue, because if he doesn’t eventually agree, you can pull out your BATNA.  In this case, your BATNA is to threaten moving out, because you know it really is a better option to you than living with the broken banister.

In relationships, you should negotiate for what you want.  Do so in a way that gives full respect to the other person’s right to walk away from a relationship rather than agree to your terms.  When you know what you want in a relationship, you can talk about it openly.  When you have a BATNA about certain issues (like intimacy, moving in, commitment, or spending time together), you don’t have to agonize about, “What if he gets mad and leaves me.”  Your confidence is high when you already worked out in your mind that you would be better off looking for someone more compatible if he doesn’t agree on certain key issues that matter a lot to you.

Rely more on Attraction than Chasing

Most women have at least some degree of innate understanding of the factors that attract men.  But this article is about SUPER confidence, not mediocre confidence.  Let’s say you’ve realized that your choice of mate is THE MOST IMPORTANT life decision you can make.  Doesn’t that mean you should try to understand your man as deeply as possible?

The problem is that men are mysterious, even to themselves.  They often don’t understand their own emotions and desires.  This makes it rather difficult to know how to maximally attract them while sidestepping the landmines that can obliterate a relationship just when it was getting good.

If you’ll allow me to be so bold, I would like to invite you to try something interesting.  As a dating coach and a man with a mission to understand men’s reactions to women, I have discovered something very, very valuable.  It’s an organizing principle that seems to change the dating game for those who learn about it.  I call it the Respect Principle, and if you’d like to learn more about it, I’ve shared a free presentation on the topic.  Click here to see video. 

Confidence comes naturally to those who have a strong sense of certainty.  I want to support you as you develop confidence and the skills to attract quality men into your life.  In this article I’ve given you what I believe to be some of the most universally helpful tips for building confidence for dating.  Click here if you really want to take your confidence with men to the next level, spend a few more minutes to learn why the Respect Principle is something your man is deeply affected by, yet unable to put into words.   by James Bauer

How to Avoid Financial Scams When Dating

How to Avoid Financial Scams When Dating

The online world has made dating and meeting people a lot easier. Instead of spending hours in a dingy bar, men and women can simply log on to their favorite dating sites and scan through dozens of potential matches. But while online dating has opened up new possibilities, it has also introduced some new dangers. From the threat of hooking up with a sexual predator to the risk that your new love is after your money instead of your love, there are plenty of reasons to keep your guard up when looking for love.

Of course, some of those precautions apply no matter how you met your current dating partner. Even if you meet at work or church, there is always the risk that the people you date are not what they appear. It is always important to do your own homework and listen to your intuition.

Fortunately, it has never been easier to check out your potential dating partners and protect yourself from predators. Something as simple as scanning social media sites can tell you a lot, and a quick Google search may reveal even more. If you are really concerned about your safety, you can even hire a private detective to do a background check.

It is just as important to pay attention to the questions you are asked during those first few dates. While a few personal questions are nothing to worry about, watch out for people who want to know too much too soon. Also be on the lookout for questions that are often used to enhance online security – your date may be trolling for the information they need to break into your accounts and commit identity theft.

Questions like the name of your pet, where you went to high school and your mother’s last name are all common challenge question should all raise a red flag. Your date may just be curious, but you can never be too careful.

One way to protect yourself is make sure your challenge questions do not relate to anything a new dating partner is likely to ask. Go through the challenge questions you have created at your bank, brokerage firm and other sensitive sites and change them if necessary. Taking a proactive approach will allow you to let your guard down and enjoy your first date without worrying about ulterior motives.

Dating is already fraught with emotion. Taking a proactive approach to protecting your identity and financial life will give you one less thing to worry about. Whether you just started dating or are still looking for that special someone, taking steps to protect yourself is important in today’s world.  by beconrad

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20 Basic Personal Financial Rules Women Should Know

20 Basic Personal Financial Rules Women Should Know

Everyone is different and may have financial situations that are unique to them.  So not everyone will be able to follow these rules all of the time.  However, the more you follow these rules, the better your financial situation will become.  None of these rules are perfect but they may give you a quick check to see if your money management is on the right track.

1.  Spend less than you earn

The number one fundamental rule for someone’s personal finances is this; spend less than you earn and save the difference for the future.  According to a survey released by, fewer than one in four Americans have enough money in their savings account to cover at least six months of expenses. Which is enough to help cushion the blow of a job loss, medical emergency or some other unexpected event.  Meanwhile, 50% of those surveyed have less than a three-month cushion and 27% had no savings at all.

2.  Know your credit score

You pay your bills on time, haven’t had any credit issues so you feel there’s no need to check your credit score because you know it must be excellent.  Then you go to apply for a car loan or a mortgage and Bam! You find all kind of errors on your credit report making you seem like a credit risk and your loan being denied or subjected to a higher interest rate.  Check your credit report at least once a year for free by going to  Checking your credit report doesn’t hurt your credit score but lets you see what the creditors see and gives you a chance to make any necessary corrections.

3.  Keep it simple

It’s easy to accumulate a lot of credit cards and other debt, but it’s a little harder to manage that debt. Also the more credit you have, the more chances you have for identity theft.  The more investment accounts you have, the less attention you can give to each one and the more likely it is that you will miss a big problem. The more accounts and investments and bills you have, the more time and energy you have to spend to stay on top of it all and the more likely it is that you’re going to make an error.  Even if you setup your accounts for automatic payments it does not prevent identity theft or mistakes by the credit issuers.

4.  Build an emergency fund

If you do not have an accessible cash emergency fund, then this should be your number one priority. Cash is king for solving most of the problems that life throws at you. Unlike credit, cash is available in situations of credit problems or of identity theft. If you don’t trust yourself to set aside the money each payday then set up an automatic allotment that comes directly out of your check before you even get it.  You probably won’t even miss the money and before you know it you’ll have a nice little nest egg for emergencies.  Just remember needing a new pair of shoes for the wedding party is not an emergency.

5.  Focus on eliminating high-interest debt

Now that you have your emergency fund set up and going, you should focus on eliminating your high-interest debt. Organize your debt by interest rates.  The debt with the highest interest rates will be the one that you focus on paying off first. Try making double payments (or more) on the debt with the highest interest. Make the double payments until the debt is paid off.  Once the debt is paid off tackle your next highest interest rate debt by adding the total amount of the payment you were making on the paid off debt to the debt you are now working to pay off.  Keep repeating this pattern until your high-interest debts are gone.

6.  Saving for retirement

Get every nickel of your employer’s fund matching in your 401(k).  If your employer offers matching funds for your 401(k) plan, make absolutely sure you’re contributing enough to get every nickel of those matching funds.  It’s free money, and free money should never be left on the table. Matching funds allows you to get an immediate return on every dollar that you save for retirement.  Don’t let your employer keep that money in their pockets.

7.  Build strong relationships

One of the most important things in life is having strong personal and professional relationships.  Having such relationships can enrich your life in more ways than one.  Having good people in your life will provide you with social, spiritual, emotional, and professional support when needed.  These relationships must be cultivated, do not skimp on the time and effort that these relationships will need to be healthy.  Listen to what these important people in your life are saying, be available for them and get involved with your community.  These are the ways to build the important relationships you need to help make your life fulfilling.

8.  Don’t worry about how the Jones’s spend their money

Just because your best friend is driving an expensive car, don’t feel that you need one too.  Your friend and her boyfriend are updating their Facebook every day with pictures of their vacation in Spain.  Don’t let this make you spend your money on something expensive that you don’t need to show you can hang with the Jones’s.  Just because other people choose to buy things, eat at expensive restaurants or whatever else people do with their money, does not mean you need to do it too. Make choices and spend money on the things that will help you achieve your goals and that you care about. Don’t worry about how others spend their money.

9.  Don’t worry about what other people think

This one goes hand in hand with not worrying about how others spend their money.  Don’t choose a car to impress other people. Don’t choose your clothes because you think others will be envious.  Don’t choose gadgets to one-up someone. Why? Because it won’t really impress them. It’s all about what you bring to the table, how you respond to people, your ideas, how you carry yourself, and how you treat others, that’s what impress people.  Not the superficial things in life. Buy things that you need, make you happy, and will improve your future, not because you think others will be impressed.

10.  Buy life insurance

Don’t let an insurance salesman fool you, in fact initially you don’t really need to talk to a salesman at all.  There are numerous online sites that you can use to buy life insurance (Dave Ramsey suggests Zander Insurance Group).  You don’t need much life insurance unless you have a family or someone who directly relies on your income. If you do have dependents, your best bet is to get a term life insurance policy, one that will pay out enough money to care for your dependents in the event of your early demise.

11.  Build a budget

A budget can be a useful tool for keeping track of your spending as long as it’s done correctly.  You build a budget based on your actual spending over the previous few months.

How much do you actually spend a month on food? Entertainment? Utilities? Your car? You need to have real numbers, estimates will not really help you.  Check your bank and credit card statements to get the real numbers.  You might be amazed at how much you really spend and what you spend it on.

12.  Set big goals for yourself

What is it that you want for your future? Do you want a secure early retirement? Do you want to start a business? Do you want to travel and visit different countries? Do you want to find a job that you would love to do? Whatever your goals are, keep them in mind all the time.  Do things today that will bring your goals closer to fruition.  Remind yourself constantly of your goals so that you make better choices in your life to help fulfill your dreams.

13.  Buy cars based on safety, reliability, and fuel efficiency

Those are the three main factors you should think about when it comes to buying a car because they will make an enormous difference in your finances. A reliable and fuel-efficient car will keep your fuel bills and your repair bills low for the entire time that you own it. A car that has a high safety rating will be cheaper to insure, saving you money on car insurance. Do your research when it comes to buying a car, there are many online sites you can use, such as Consumer Reports before buying your dream car.

14.  Your retirement fund is off limits

When you’re struggling to pull yourself out of a financial hole, it can be very tempting to tap your retirement funds to pay off certain debts or to put a down payment on a house. If you can, avoid doing that. It’s hard, if not impossible to recoup the money you would have made had you not removed it from your retirement account and there is a good possibility that you will not adequately refund your account.  Tap your retirement if you must, but only as a last resort.

15.  Start a side business

Do the thing you’ve always wanted to do (without quitting your day job).  Almost all of us have a big dream inside. Some people dream of becoming a fiction writer, others want to design or make things and sell them online. Whatever your dream, find a way to spend at least some of your spare time fulfilling it. It all begins when you make the choice to start.

16.  Sleep on it

You see a pair of killer shoes that you just have to have.  Feel free to try them on and ogle at yourself in the mirror, then take them off, place them back in the box, and leave the store (without the shoes).  Sleep on it, ask yourself “do I really need those shoes”?  How much will it set you back from reaching whatever goals you have set for yourself?  This goes for any major purchase.  The more expensive the item, the bigger window you give yourself to think it over.  You will be amazed at how often you say to yourself, “I really don’t need…..”  You fill in the blank.  Cutting out impulse buying will save you an untold amount of money.

17.  Share your dreams and your mistakes with your partner

If you’re in a long-term relationship, be completely open and honest about your finances, dreams and past mistakes with your partner.  It is an incredibly powerful way to build a stronger bond between you and your partner and to maintain your focus. Encourage each other to improve but keep negative feedback and emotions in check.  Discuss your goals and what you are doing to achieve them on a regular basis, it will make a world of difference in every aspect of your life.

18.  Fix it yourself

The things that you can find on YouTube is unbelievable.  Your toilet is having problems or your faucet won’t stop dripping don’t make your first call a repairman, try to fix it yourself.  Google whatever problem you may have, if necessary borrow some tools and give it the ole college try. You may just find that you can fix the problem yourself, saving you some cash and building confidence for future repairs. The worst case scenario is that you end up having to call in the repairman anyway.

19.  Cancel unused memberships and subscriptions

Got a gym membership you never use? Cancel it. What about all those magazines that come to your house that you never even open? Cancel them (besides you can read them for free at the library).  Don’t watch your Hulu Plus subscription? Drop it.  You have Amazon Prime but only order stuff at Christmas? Let it go. Unused subscriptions and memberships do nothing but devour your money month after month and since a lot of times it’s only ten dollars here or twenty dollars there you don’t think it’s a lot of money.  But over the course of a year and several unused subscriptions or memberships that money can really add up.

20.  “Stuff” will never make you happy

Remember that “stuff” will never make you truly happy, because happiness comes from within. You may enjoy the things you buy for a minute but “things” will never make your life fulfilling.  Don’t buy into the idea that the more you own, the happier you’ll be, because it won’t. The biggest way money helps is by reducing your stress and eventually improving your life options through improved financial security.  And you can only get to that point in life by being smart with your money.

The “rules” I have mentioned above are not written in stone and are just suggestions that should improve the quality of your life now and in the future.  Not all the rules will work for you, so find the ones that will work since each of these can improve your financial situation.  And if you only choose one, make sure it’s to save, save, save.

Dressing for Your Body Type: 3 Things You Need to Know

Dressing for Your Body Type: 3 Things You Need to Know

Before you start looking for the perfect outfit, it’s important to understand your body type. No matter what you look like or what your weight might be, dressing for your body type ensures that you always look stunning. Whether you feel like you’re too thin, too curvy, or too round, the right outfit will accentuate your body’s best features while downplaying less favorable ones.

1. Loose doesn’t hide curves
One thing many overweight shoppers tend to do is buy loose-fitting clothing. Unfortunately, this won’t hide your curves. Even if you hate the shape of your body, remember that it is much better to choose clothing pieces that fit snugly. While your clothing shouldn’t be skin-tight, it should highlight your curves. Additionally, you can opt for long, flowing clothing pieces that give you a more slender appearance without looking loose. For example, a longer blazer can slim your waistline, while an empire-waist dress can minimize your belly. Both of these items will make you look great without making you look sloppy.

2. Tight isn’t always bad
Whether you’re thin or overweight, you don’t need to shy away from tight clothing. While your dress or pants should never be so snug that the people around you can see your undergarments, there is nothing wrong with picking tighter clothing. If you love your hips, for example, a snug pair of pants can show them off. If you want to accentuate your slender waist, a tight shirt could be just the thing.

3. Comfort is key
No matter what type of function you’re attending, you need to make sure that your clothing is comfortable. Even if the dress you picked makes you look 20 pounds thinner, you’re going to have an awful time if it’s too tight. Even if the shirt you picked out makes your waist look slimmer, you aren’t going to have fun if it’s too low-cut. When you try on a piece of clothing, always take the time to consider how it makes you feel. If you find that you’re constantly readjusting how it fits or you just can’t seem to relax while you’re wearing it, you may want to choose a different piece of clothing.

Remember that any body type can look fabulous, fashionable, and fantastic. The key is simply to choose clothing that works well for your body type. Instead of trying to look like the people around you, make sure that you choose clothing that works well for your frame.

Women’s Health: What to Look Out for Over 40

Women’s Health: What to Look Out for Over 40

As a woman, your health risks change with the passing of time. What was a concern at twenty may not necessarily be a concern at forty. That’s okay as long as you know what to look out for. Here are the top ten health risks facing women over 40. With knowledge comes power, so read on and become more powerful!

Heart Disease

Did you know that heart disease is the leading cause of death in women over the age of 40? This is a serious issue ladies! We need to know the signs and causes of heart conditions to be able to prevent this from being a major risk. Factors such as poor eating habits and smoking can cause heart disease and greatly increase the risk of heart attacks! To learn more about women’s heart health and preventive care, check out Go Red for Women.

Vitamin Deficiency

Vitamin deficiencies can be an issue at any age, particularly with the common American diet. However, as women age, vitamin deficiencies become even more common and can be the cause of many symptoms and conditions. Vitamin D deficiency is particularly prevalent, and can contribute to increased bone-mass loss (over the age of 40, this happens to women naturally but a deficiency in vitamin D accelerates the problem) and osteoporosis. Low vitamin D has also been linked to depression and seasonal affective disorder. Other potential deficiencies include iron, riboflavin, and vitamin B.

Breast Cancer

The risk of a woman developing breast cancer increases dramatically between the ages of 30 and 40. Many factors such as diet, overall health, and environment can contribute to the likelihood of developing breast cancer, but age is also a factor. At age 30, the chance of a woman developing breast cancer is significantly lower than at 40. In only 10 years your risk grows by leaps and bounds. This means regular breast exams either that you perform yourself or that are performed by a doctor are very important. Beginning annual mammograms can also reduce your chances of developing breast cancer, and can aid in early treatment if it does develop.

Accidental Pregnancy

Yes ladies! You can still get pregnant over 40! Many women believe that once 40 hits, birth control is not necessary anymore. Not true! Every woman’s body is different and there is no set age when a woman can’t get pregnant. Though pregnancy over 40 is possible, it’s not always advisable.

Women over 40 need to be aware of the risks to themselves and their developing child. Labor problems, exacerbation of preexisting conditions (diabetes, heart problems, and high blood pressure) or even pre-eclampsia can occur. Not to mention that the risks of the child having genetic abnormalities is greatly increased. If you don’t want to get pregnant, use protection! And if you do, consult a physician so you and your child will be as healthy as possible!

Blood Clots

Again, blood clots can be an issue at any age. Women over 40 have a greater risk of developing them, and many of us don’t recognize the signs until it is too late. If you have swelling or pain in your calf, you should get it checked out as soon as possible. Especially if there is redness and warmth to the touch as well. If this is the case, get to the E.R. or the doctor as soon as possible just to make sure. Better safe than sorry! If you wait and it is a blood clot, it can be life threatening!


The risk of developing diabetes has increased exponentially in all age groups in recent years. However, women at 40 or older have an increased risk. Weight and diet also play a role. Diabetes is the number 6 killer in women 45 to 54, so get tested! And get active! A healthy diet and regular exercise can help reverse the effects of prediabetes. Getting tested is easy, so don’t wait too long.


This one is pretty well-known. At some point over 40 all women go through menopause, and we also go through perimenopause (pre-menopause). Perimenopause can affect your body in many ways and it is important to know what you can do to help with symptoms. Also, heart disease, diabetes and osteoporosis can all develop in conjunction with menopause so pay close attention to your body, and talk to your doctor regularly to ensure that you do not have any serious medical concerns.


Osteoporosis is by and large a woman’s issue. Of all osteoporosis cases in the United States, 80 percent are in women. Bone loss is a part of getting older for women and immediately following menopause can be at its peak (up to 20 percent bone loss in less than a decade). The key is to take good care of yourself going into menopause, make sure your get your vitamin D, exercise and eat right, and if you have risk factors get your bone density tested.

Adult Onset Asthma

Most people think if you have asthma, it developed during childhood. This is not the case! Hormonal fluctuations (like those occurring during perimenopause and menopause) can contribute the onset of asthma. If you have a nagging persistent cough, get winded and cannot catch your breath for a long period of time after or are wheezing, seek medical attention. Asthma is treatable and once diagnosed that cough and shortness of breath will be manageable or gone entirely.


Women have more strokes than men. And most women are not too worried about having a stroke. Sad but true. Women over 40 are at a greater risk especially if they have HRT (hormone replacement therapy such as taking estrogen) during and following menopause.

Just remember the warning signs of stroke known as FAST.

Face: If one side of the face droops when asked to smile, it is most likely a stroke.

Ask: Ask the person to lift their arms if one droops or drifts downward and can’t be held up, likely a stroke.

Speech: if asked to say a simple phrase and the words are slurred or speech is strange, it may be a stroke.

Time: Call 9-1-1 immediately if you observe any of these symptoms!

There is a “golden hour” in stroke treatment and treatment within that first hour of symptom onset is most effective for survival and recovery!

These are ten of the biggest health risks women face over the age of forty. Keep in mind, they are not the only risks. Remember to take care of yourself and to consult a medical professional if you notice anything out of the ordinary. It is always better to be safe than sorry!

Basic Overview of Forming a Limited Liability Company

Basic Overview of Forming a Limited Liability Company

When you go into business for yourself, you have options when it comes to the type of business structure you choose. You might be a sole proprietor, partnership, limited liability company, or corporation. Which you choose will affect factors such taxes, liability, and required paperwork.

If you’re thinking that a limited liability company (LLC) is the right choice for you, here’s what you need to know about this option and five things you’ll need to do to form your company.

Background on Limited Liability Company (LLC)

The benefit of an LLC is that unlike corporations, LLCs aren’t taxed as separate business entities. All members of the LLC report profits and losses of the business on their personal federal tax returns. The business does not pay federal taxes. Therefore, if the LLC incurs a debt or is sued, your personal assets are generally exempt.

Under an LLC, the IRS treats your business as if it were a sole proprietorship (if you are the only member) or a partnership (if there are multiple owners), unless you choose to be taxed as a corporation. However, the federal government automatically classifies and taxes certain LLCs as corporations.

Either way, you’re taxed on your share of the profits as part of your personal tax return (Schedule E). Though not required in most states, your LLC may have an Operating Agreement, which discusses financial decision-making, such as how to distribute profits and losses.

Under an LLC, you are self-employed and aren’t subject to tax withholding. Therefore, you must pay estimated taxes and self-employment taxes quarterly. However, an owner not actively involved in the LLC may be exempt from paying self-employment taxes. Talk to your accountant.

As a small business owner, you must assess, collect, and submit sales tax to the appropriate state authorities. In addition, you must pay state taxes (if applicable in your state) through your individual tax return.

Forming a Limited Liability Company

Each state has its own guidelines on the steps you need to take to form an LLC. However, here are five things you’ll need according to the Small Business Administration:

Business Name. Choose one that doesn’t currently exist in the state, include LLC in the title, and avoid restricted words, such as ‘bank’.

Articles of Organization. This includes information such as your business name, address, and the names of members.

Operating Agreement. This is not required in many states; however, it is a good tool for structuring multi-member operations.

Licenses and Permits. Find out what federal, state, and local business licenses and permits you need based on industry, state, and locality.

Employees. There are a variety of good sources to help you learn what you need to know about hiring staff, such as your state Chamber of Commerce, Society of Human Resources Management (SHRM), and the Small Business Administration.

Additionally, some states require new businesses to publish a statement in the local paper about their LLC formation. Check with your state small business development center.

While small business owners have options beyond forming an LLC, it is one of the best choices available. If you’re still unsure whether to incorporate, talk with your attorney.

Make That Million Dollar Pitch

Make That Million Dollar Pitch

A pencil
Yes, you read right: a pencil. I’m sitting here at my desk in mid-suburban Toronto staring at a pencil. “Why?” you might ask. I’m sitting here staring at my pencil wondering who gave this company the financial backing necessary to pump out millions of pencils a year. I’m wondering who had the guts to stand up in front of a board of directors and say “you know what we’re missing, besides a cappuccino machine? Pencils!” I’m wondering… you get the picture. Today, we’re discussing the business pitch.

The Pitch
There is a certain excitement about making a million-dollar-plus pitch. I know: I’ve just come out of such a meeting and we got everything we asked for. I don’t write this article as a guru in million dollar pitches, but more as someone who has learned a few things that I would like to pass on to those of you who may one day go into such a meeting. The principles outlined in this article are not exclusively for large project pitches, though they are essential for them.
There are 3 key elements to any large pitch (after the donuts and coffee, that is). Firstly, you must approach it as a team, both in numbers and in that you are partnering with the people on the other side of the table to fulfill a dream. Next, your attitude must be successful and you must never blush at the mention of the word “million”. And the last important piece to securing that 7-digit check is the presentation.

There’s No “Hey It’s My Turn” In “Team”
Whether you’re pitching to your own boss, or to clients who aren’t quite sure that they want to spend X amount of dollars on you or your idea, it’s essential that you approach it as a team.
It’s critical that more then one person from your end of the table be involved in the meeting, as well as in the presentation. By playing to the strengths of your team members you not only involve them, but you can bring those who know how to answer the questions in to bat at the appropriate moments, thus improving your odds of a home run.
That said, you and your team mates are not the only team at the table. Whether you’re presenting to your own company or to someone else’s, you want to establish right up front that they’re part of the team as well. You need to give them something to own as they walk out of that meeting. They must walk out with a “we” attitude, otherwise your dream of that pretty Christmas bonus might as well be a dream of walking penguins in Manhattan.

Check Your Attitude at the Door!
Attitude is everything. This cannot be stressed enough. Attitude is everything. Oh, did I already say that? Attitude is everything. When you go into a meeting where serious players are talking serious money there are two types of attitudes that will kill you: “The Meek” and “The Owner”.

The Meek
This is someone who doesn’t really belong and who knows it. He has never in his life received a ten dollar tip, let alone asked for serious cash. If you wear this attitude the people at the other end of the table will feel superior, they will perceive you as asking for favors and they will think you weak. We want none of this. We want an attitude that says the expense is justified and that we as a team should undertake this project for the betterment of the world as we know it.

The Owner
The antithesis of The Meek is The Owner. This is often the person who’s idea the project was originally. If this is you, drop this attitude now. If you walk into a meeting owning an idea you will walk out owning that idea, and this is one of the worst things that can happen. If I could typify an attitude that would be ideal it would be The Contagious Pencil.
You need to convey to everyone involved that you realize you aren’t creating the next writing wonder, that you aren’t Coca-Cola and that you realize this, but that what you have is better. It may not revolutionize the world, but it will definitely be worthwhile.

The final and often talked about part of your pitch is the presentation itself. There are 5 elements that must be covered in any successful presentation:
1.    a summary of the goals and vision for the project,
2.    identification of at least 3 methods and time frames for achieving that goal,
3.    prototypes (either that your team has completed, or that are taken from working examples) of important concepts,
4.    hard data proving to the group the validity of the idea and its possible market perception, and finally
5.    a recommendation as to a course of action and a next step.

The Pitch Summary
Because not everyone has been working lawyer hours trying to put this presentation together, they’re not likely to be intimately acquainted with the socio-economic changes your project will generate. In reality they may have forgotten or may not know anything about what you’re proposing, in spite of your masterful memos and emails.
So take the first five to ten minutes to accommodate the less fortunate in the group — those who haven’t already climbed aboard your gravy train. Lead them through the reason that the project came to be, who’s been involved, the goals and vision for the project, and summarize what has been accomplished so far.

The Three Plans
It’s essential that management have at least 3 options, and no more than 5. By presenting them with alternate timelines, goals and costs, you ensure that any idea they pick will remain theirs, if only in their minds. One of the easiest ways to do this is to have a slow and cheap, a medium and preferred, as well as a fast and costly plan. Most management groups will play it safe and pick the medium method as it means that everything gets done, without over-the-top costs.
One of the best summaries to this section of the presentation is a First Year Costs & Returns document that outlines what will be spent on, and generated by each of the models. In this way management can see the effects of your SMART (Simple, Measurable, Achievable, Realistic and Timely) plan.

Everyone must walk out of your meeting with a true vision for what you are proposing. So you have 3 alternatives. You can mime your project, you can bring in a Star Wars 3-D Holograph Display, or your can show them prototypes. In spite of the fun it would be for me to receive pictures of thousands of Instant Mimes around the country, I recommend the prototype route. By exemplifying the true ingenuity and thoughtfulness your team has put into the project, as well as showing the money and time saving effects of what you will be doing, you should easily be able to grab the “wow” factor you need.

Cold Hard Data
Nothing is more worthwhile than taking the time to prove to any detractors that the project you’re proposing is worthwhile. To satisfy the number crunchers, you must have cold hard data that illustrates the increases in sales, market interest levels, return on investment, etc. of your proposal. This also gives the other side of the table something that they can take with them and analyze after your Broadway Spectacle is done.

The Recommendation
Though it’s ideal that everyone involved sees things your way — after all that is the goal of your presentation — sometimes they won’t realize the genius of your idea. So to keep everyone on the same page I suggest that you make a cautious recommendation as to the path to be chosen from those you’ve highlighted, as well as recommending a next step. This is also the time to firm up any financial commitment required, and to set down a date for a next meeting if it’s required.

You Are The Pencil
Though walking into the CEO’s office and asking for a million-plus dollars may seem like a walk in the park to some of you, for others it is at least twice as bad as asking the boss for next Monday off so you can go to Disney World for the long weekend. This article is not intended to cover every aspect of presenting or to serve as a checklist to a multi-million dollar request meeting. The main purpose is for all of us to realize that if someone can get millions for a pencil, surely your idea is worth no less.

By Jeremy Wright

How to Develop Leadership Qualities

How to Develop Leadership Qualities

Good leaders are hard to find in any field. You can boost your career prospects and social life by taking the initiative and guiding others. This article offers helpful advice on how to become an inspiring leader who is looked up to by others.

Lead by Example
Let your behavior and life be an example for others. Be disciplined and honest, and carve a reputation for yourself as a model of integrity. Act in a convincing and assertive manner, and take full responsibility for your decisions.

Be Enthusiastic
Infect others with your cheerful and passionate attitude towards work and life. Be a go-getter who leaves no stone unturned in meeting deadlines and targets. Your troops are sure to follow suit and lead the team to victory.

Speak and Act Positively
Motivate others with your positive speech, and back up your words with appropriate action. Do not point fingers at others for any reason. Instead of blaming somebody, think deeply about mistakes, and take the initiative to resolve them in the best manner possible.

Inspire Your Mates
Stimulate and encourage your mates to do their best. Be generous with compliments and rewards to boost their motivation. Make your teammates realize that everybody stands to gain when the team wins.

Back Your Buddies
Trust and back your friends to the hilt in tough times. Extend your full support and resources to help a colleague or teammate in his or her hour of need. This will make your team think of you as a trustworthy all-weather ally. In case of disputes, do not take sides, but try to resolve the conflict fairly and to the satisfaction of all parties.

Create a Happy Atmosphere
Crack plenty of jokes to enjoy yourself on the job, and encourage your mates to do the same. They will look forward to working with you and accomplishing everything in a fun atmosphere. Work will become play, and you will have no trouble leading your team to the set goals and targets.

Use Your Resources Smartly
A clever leader is good at delegating tasks to competent people. Stimulate them by ensuring their deeds and achievements get due recognition and reward. Make good use of all the available resources to put your team ahead.

Try Innovations
Keep your mind open and encourage innovations that improve productivity. Brainstorm with your teammates to generate useful fresh ideas and concepts. Do not stick to routines, but try something new now and then that could make a difference.

Be Flexible
Do not adopt a strict and rigid approach to work and people. Change your outlook and tactics to suit the situation and person. Adopt the most appropriate method to resolve any problem and to improve your team’s performance.

Learn and Improve Constantly
A good leader looks to improve himself and his skills constantly. Learn from the best in your field to get ahead. Take some time off to think deeply about each day and project, and imbibe valuable lessons from them.

A good leader infects and inspires his team with his vision and commitment. Your friends and colleagues should come to trust that you will stand by them in any situation. Your success as a leader lies in stimulating your mates to do their best for the greater good.

20 Easy Ways to Make Money Online

20 Easy Ways to Make Money Online

Working from home can be a great way to either supplement your income or earn a full- time living. Most work from home jobs only require a computer with a high speed internet connection and a phone line. With a bit of research and precaution, it is possible to find legitimate work from home jobs that can provide you with flexibility as well as additional money on the side. Here are 20 of the top ways you can begin earning money from home.

1. Telemarketing
Do an online search for telemarketing positions from home. Most positions require that you have high speed internet and a dedicated phone line. Telemarketing can be an easy way to begin building your paycheck at home.

2. Order Fulfillment
Many businesses will pay you to process orders by email from home. There are many companies that will also hire you as a typist to process orders. You can charge a flat rate per order or even request to be paid per hour.

3. Blog for a business
Offer to create and manage a blog for a local business. You can charge a flat rate to create the blog and then charge an hourly management rate. Many business owners know that they need a social media presence but simply do not have the time for it.

4. Blog for yourself
Creating your own blog is super easy and fun to do! Blogging about your passions and hobbies can be a great way to build a main source of income. The most common ways to earn money through a blog include: selling products, paid membership access to premium content, and speaking at workshops.

5. Affiliate Networks
Once your blog is set up, join as many affiliate networks as you can. Affiliate marketing can help you make money by selling other people’s products on your blog, which can be an easy way to earn a passive income.

6. Write articles for other bloggers
If you have a good grasp on grammar and punctuation, offer your freelance writing service to other bloggers. This can be an easy way to earn extra money while you are building your own blog.

7. Sell your unused items online
Selling your unwanted items online can bring you an easy part-time income. You can even check out local yard sales for extra items to sell.

8. Etsy
If you have a knack for handmade or special homemade items, consider selling them online. There are many people who make a full-time living selling their hand-crafted items.

9. Create an ebook
Everyone is knowledgeable about something and people will pay for your knowledge. If you have helpful advice that can assist people in their own lives, write about it and create a website!

10. Email marketing
Create and sell a webinar to a list of email contacts. There are literally hundreds of techniques to build an email list. This can be an amazing way to earn a steady stream of recurring income.

11. Create an upgrade package
Offer your email list an upgrade package in addition to your ebook. You can offer a DVD, podcast, or a special report for a flat fee.

12. Tutoring
If you are proficient in math, science, or history, offer to tutor students online for an hourly fee.

13. Translation
If you can speak another language, offer translation services online. You can charge a fee per document or even per word. There are many companies who require large volumes of documents to be translated, so this can be an easy way to begin making money online.

14. Transcribing
If you have a knack for data entry and can type 50 words per minute or more, offer your transcribing services online. Many companies are inundated with the amount of transcribing work to be done and they would happily pay you to take that work off their hands.

15. Virtual assistant
Virtual assistants work remotely to handle a business’ bookkeeping needs. You can charge a flat fee for taking care of accounts payable and receivable.

16. Personal shopper
Do you love shopping? If so, you can offer to take the chore of shopping off people’s hands for them. Invite your friends and family members to use your service and ask for referrals. You can earn money by charging per item or by the hour.

17. Online jury duty
Online jury duty is a new concept that allows you to review court cases from the comfort of your home. If you are chosen, you can make anywhere from $20-$50 for your time.

18. Forex day trading
Trading currencies on the Forex market is an exciting way to earn extra money. Once you gain knowledge of the market, day trading can become a lucrative full-time job.

19. Take surveys
Online surveys are super easy to complete and can be a quick way to make a few bucks. While you won’t get rich taking surveys, an extra $20 here and there can definitely add up.

20. Photography
If you are skilled with a digital camera, you may want to consider selling your pictures to a stock photo company. You probably won’t make enough to earn a living, but selling your photos online is a great way to monetize your skills.

If you are determined to earn money online and desire the flexible lifestyle that can come with working from home, the best way to succeed is to treat your online business as you would any other business. Creating a home office and setting business hours will set you on a path for success.

6 Steps to Take Before Starting a Business

6 Steps to Take Before Starting a Business

Discovering a great idea for a business can be exhilarating.  Unfortunately, many people struggle to turn their idea into a successful business.  It is easy to make silly mistakes that cost both time and money.  With a little forethought, those mistakes can be avoided and you can begin running your successful business sooner.  Here are 6 essential steps you must perform to turn your dream into a profitable business venture.

Define what do you hope to achieve with the business
It helps to set your expectations for the business early on.  As you plan the business, you can test its potential success against those expectations.  If you want the business to provide enough money so you can quit your current job, make sure that it has the financial viability to do so at the planing stage.  Some people might want a business that only involves three hours of work per day.  As you write the business plan and assess the business’ viability, make sure that your goals remain viable.

Will your product or business be viable in the market?
You must ascertain if your offering will be viable in the market before you open your doors.   The first step here is to define your product.  What exactly will you offer in the market?  How will your offering benefit potential customers?

The next step is to understand your potential market.  Will you be selling over the Internet to a specific demographic, or will you have a storefront where anyone can wander in?  The more you know about your target demographic, the better you can understand your offering’s viability in that market.  To gain a better understanding of the market, talk to people who may be interested in your product.  Test the idea on family and friends to see how they react as potential consumers.

At this stage, it helps to have a rudimentary price structure for your offering.  When doing any testing of consumers within the market, make sure you include the price.

You should also consider who the main competitors are in the market.  Are they providing a stronger offering than you already?  You must be able to directly compete against them or create a niche in the market that has not been filled.  Ensure that competitors in the market are actually successful.  There is no point entering a market if there are four or five main competitors that are already struggling with sales due to low demand.

Create a business plan
Now it’s time to create a solid business plan that brings together your business idea, market analysis, competitor analysis, marketing strategy and financial analysis.  This is when you collect hard data to test the viability of your business.  A business plan helps you focus your intentions into action.  Additionally, a business plan is essential if you are seeking finance or a business partner.  It is also critical for keeping the business on track.

Determine if you have the willpower and money to finance the business
If your business plan shows the offering is viable within the market, it’s time to test yourself.  Assess how much time, money and work it will take to bring your product or service to the market.  There will be start-up costs, significant amounts of time, stress and lots of work involved.  Are you driven to make the business work or is it just something you want to try when you have spare time?

The idea might be great, but you might not have the resources to commit right now.  If you don’t commit yourself to the project, it will inevitably end in failure.

Consider how long it will take to make the first sale.  Do you have the money to spend many weeks or months establishing a business, then waiting for it to become cash flow positive?

Train yourself to sell this product or service
Once you have committed to making the business work, it’s time to become a master seller of the product or service.  Become better at sales and train yourself to sell this particular offering in this particular market.  You need to be able to clearly express why your business is better than other competitors and compel customers into taking action.  Sales do not come naturally to some people.  However, if you have committed yourself to the business, you will do what it takes.

Sort the financial aspects of the business
If you require money to get the business started, now is the time to find finance.  There are many sources of finance for a new business including banks, family, friends, product pre-sales, crowdfunding websites like Kickstarter, home equity loans and venture capitalists.  You could also raise the money yourself by simply selling assets.  Unfortunately this is where some businesses fail — they simply can’t get the finance together.  By having a very well thought out market offering and business plan you maximize your chances of obtaining funding.

Secure the assistance of experts and meet legal requirements
Make sure your business has all of the necessary legal and financial requirements.  Set up a corporation, sort out insurance, patent any inventions and trademark your business name.  Make sure your business does not infringe upon the trademarks or patents of other businesses.

Don’t assume you can make your business safe by yourself.  Obtain expert advice from lawyers and accountants to make your business secure.

Start selling!
Now is the time to see if your business can make it in the market.  Your business has the highest chances of success if you are committed and willing to put in a lot of hard work.

Keep your eye open for changing market conditions and don’t be afraid to adapt your business to suit them.  Some businesses start out selling one product or service, then completely shift direction when they see another opportunity.  Stay alert to any opportunities and your business will thrive in the coming years.

Successful Blogging: How to Be the Best

Successful Blogging: How to Be the Best

Blogging is sometimes a personal hobby but, oftentimes, it’s serious competition. You’re trying to make your Weblog the most visible among all the ones that deal with your area of interest, which requires work and dedication. These tips will help you turn that corner and make your Internet home a popular place visitors want to revisit often.

Pick a Great Site Name
Blogs can be re-named if you didn’t get that right the first try; check the settings section on the blogging service or software you’re using. A boring, generic name doesn’t stick in visitors’ heads, but something catchy and smart will keep them coming back.

Make Your Blog User Friendly
Clutter is a turn-off; if people have to scroll through obnoxious elements to get to what they want, they’ll look somewhere else. Make sure your blog is clean, easy to navigate, and appeals to a wide range of readers. They’ll keep coming back if they have good user experiences.

Pick One or Two Themes/Subjects
A personal blog, which is interesting only to people who know you, can focus on many topics. To get lots of followers, which leads to popularity (and, in many cases, advertising dollars), you need to narrow your focus. People who visit your site for your entries about being a home baker aren’t likely to show much interest in posts about other subjects, like your pets or your exercise regimen.

Consistency is Key
If readers expect you to post twice a week, you need to post–you guessed it–twice a week. Blogging services let you schedule posts in advance so, when you have lots of good ideas, you can “write ahead” in anticipation of the occasional dry spell that most writers/bloggers experience. Stick to the schedule and readers, whether they subscribe to notifications of new posts or not, will check back on those days, at those times, to see what you’ve posted.

Quality Matters
Produce top-quality content–the very best you can create–all the time. This may mean cutting back your posting schedule: for example, going from two posts a week to one. That’s okay, though, because most visitors would rather see one solid post than two mediocre ones. Give people the best experiences and they’ll visit your site before they go somewhere else for similar information.

This also means that, to attract followers, your content must be original. Boosting another person’s writing, artwork, or other creation is only going to harm your search-engine results and reputation among people who share the interest you’re blogging about. It’s best to create fresh, new content from your original perspective.

Be Different
So you love the one or two subjects you blog about. What sets your site apart? Your expertise? Your perspective? Your life experiences? Check out your competition and see what you do differently. That may be the unique angle you need to attract, and keep, readers. Maybe you’re one of few knitters who was in the military and made scarves while you were deployed? That’s certainly an angle worth considering.

Keep Up with Trends
Today’s advice may be different from tomorrow’s. Which social-media accounts should you link your blog to? Which search engines are the most popular, and how do they index/rank your content? How do visitors want you to interact with them, if they want that in the first place? These things change regularly, so stay on top of industry news, and keep in touch with your visitors, to make sure you’re offering only the best.

Successful bloggers are devoted to the craft. If that’s you, the aforementioned tips will give you advantages. Be aware, however, that success is not immediate; keep the day job while you work on the blog so that you can maximize your opportunities.

By Sarah Marie

Manage Your Time to Increase Business Development

Manage Your Time to Increase Business Development

When it comes to business development, proper time management is a must. Without this key component and discipline, both businesses and individuals are set up for failure. This article will focus on time management from the individual’s standpoint and outline some effective strategies for getting more done faster and with greater results and productivity.

First, one absolutely must prioritize goals. Prioritizing goals sets the stage for tasks being accomplished. In order to accomplish more in less time, it is critical to determine the order of importance of tasks. While this may sound simple in theory, it is seldom followed. The 80/20 rule applies. 80 percent of our productivity will be a direct result of 20 percent of our tasks. These are the tasks that must be prioritized. One can prioritize tasks on a daily, weekly and monthly basis. Doing so on a daily basis will ensure that one is getting the most bang for the buck on a daily basis and always moving closer to his or her goals.

One must get in the habit of addressing the most difficult or daunting tasks first. Tasks can be like a throat culture-it’s not pleasant but sometimes must be done. By simply focusing and getting it done, however, one will find more often than not that the task wasn’t so bad. More importantly, completion of large or difficult tasks can build a great feeling of accomplishment and momentum that will spill over into the rest of the working day. This sense of accomplishment and seeing tangible results will create a sense of being unstoppable and will allow one to do even more. A simple way to do this is by creating an upside down task pyramid where tasks are listed from most important and difficult at the top to less important and difficult at the bottom. This is once again following the 80/20 rule. In order to achieve the best results and highest level of productivity possible, one must get into the habit of structuring their day in this manner.

One must be disciplined in follow through and execution. It’s one thing to list tasks and goals but another thing entirely to get them all done. Self-discipline is very important when it comes to time management. One must be willing to get into the nitty-gritty immediately upon beginning work. It is amazing how much time the average worker wastes spending time on breaks, getting coffee and chatting with co-workers. If one is able to eliminate these distractions, productivity is increased dramatically.

Time is a precious commodity. There is only so much in a work day, week and year. If you are trying to develop a business, make sure you acquire the necessary habits to use your time wisely and efficiently. Effective time management and execution can help you achieve your dreams and business development goals faster and with more success than you ever imagined!